Stop the Harassment from Creditors with Chapter 7 Bankruptcy

Are you afraid to pick up the phone or go to the mailbox? Far too many people in Fort Lauderdale are constantly hounded by threatening phone calls and letters from creditors. When a debt problem grows out of control, creditors will do and say just about anything to get the money you owe. They'll make threats to garnish your wages or place a lien or levy on your house or car. But the truth is they can't touch anything unless they win approval from the court. That's not going to happen if you file for chapter 7 bankruptcy.

Filing for chapter 7 bankruptcy is an effective way to resolve your debt issues and to stop creditors from ever making threats again. The fact is debt and financial problems can happen to anyone. But once you file for Chapter 7 bankruptcy, creditors and collection agencies can't continue to make threats. The only person they can contact is your attorney. That's why it's vital to hire an experienced Chapter 7 bankruptcy lawyer who has a proven track record of helping clients accomplish their goals and stop harassing creditors.

In addition to stopping the harassment of phone calls and letters, Chapter 7 bankruptcy also prevents creditors from any repossession of your assets as well as wage garnishments. It can even stop a foreclosure. It's also a much quicker process compared to Chapter 13 and it lasts about three months from the time the case is filed with the court. Chapter 13 cases take a minimum of three to five years. The purpose of Chapter 7 is to help resolve your debt quickly and get on with your life. While each situation is completely different, getting help from an experienced Chapter 7 lawyer is invaluable.

When filing for bankruptcy, there are two different types of debts-secured and unsecured. Secured debt incudes houses, cars or anything with collateral. Unsecured debt consists of credit cards, medical bills or personal loans. You don't have to worry about a repayment plan. Everything is eliminated.

Filing for Chapter 7 bankruptcy isn't just a last resort, it's a smart choice. Not only can it resolve your debt quickly, it will also help you save on attorney fees. It helps those who file recover much more quickly and your future income will not be affected by bankruptcy. You can go on with your life without years of headaches caused by uncertainty. Chapter 7 bankruptcy lawyer Tony DiTocco has successfully helped people in Fort Lauderdale resolve their debt issues and regain control of their lives. Don't let creditors continue to make your life miserable. You have rights too. Call the DiTocco Law Group, PLLC at (954) 566-9000 and schedule a consultation.