Combating Wage And Bank Account Garnishments

When you enter into any kind of debt, you likely had every intention to pay it. Accepting a loan or using your credit card is something you did in good faith. Unfortunately, life does not always go according to plan. Divorces, medical problems, unemployment — they all get in the way of you paying your debts in a timely manner.

Despite these obvious obstacles, creditors only care about one thing: collecting money from you. They will do everything possible to collect, including wage or bank account garnishments.

The last thing you need when you are struggling financially is to be stripped of your income before you even see it. Fortunately, there is a way to put an immediate stop on creditor actions like garnishments. Contact us at DiTocco Law Group, PLLC, for help from an experienced Florida attorney serving Broward County and Palm Beach County.

How Can Bankruptcy Stop Garnishments?

A garnishment happens when a creditor has filed action against a debtor and obtained a judgment that says the creditor can recover a portion of your income before you even see it. This means a portion of your paycheck (if you have income) will automatically be given to the creditor.

By filing bankruptcy, you can immediately put an end to this action. Creditors must respond according to "automatic stay" laws, which means they can no longer make harassing phone calls, threaten legal action against you or pursue the legal actions already in place. This gives us, your bankruptcy lawyers, time to complete the bankruptcy process and find a way for you to get out of debt without losing everything in the process.

Let Us Help

You don't have to let bank or wage garnishments rob you of your freedom and your financial security. Chapter 7 or Chapter 13 bankruptcy may be the right answer to your debt relief concerns.

Contact our offices in Broward, Palm Beach and Miami-Dade counties to arrange a free initial consultation. Call 954-566-9000. Translation services are available for our Spanish-speaking clients.