DiTocco Law Group, PLLC
Broward County
Palm Beach County
Miami-Dade County

Helping you successfully file for a Chapter 13 bankruptcy

Families in Florida and elsewhere work hard to provide for their family. And when financial problems arise, this does not cause them to stop. Whether it is growing medical debt, unemployment or an accident, financial hardships can hit a family hard, sometimes causing them to seek out debt relief options. While filing for bankruptcy may be the last on one's list, the reality is that this might be the best option for a fresh financial start.

The decision to file for bankruptcy is not an easy one to make. And prior to a filing, an individual or family must determine which type of filing would be the most beneficial. Typically, this means filing for either a Chapter 7 or Chapter 13 bankruptcy. At Ditocco Law Group, PLLC, our attorneys can help one better understand the differences between the two.

With regards to a Chapter 13 bankruptcy filing, this type is best suited for those seeking to maintain certain assets and property. If one fears that they will lose their personal vehicle, home and other personal effects if a Chapter 7 is filed for, a Chapter 13 filing may be viewed as the best option.

This bankruptcy type is based on the payment plan an individual submits to the court for approval. Once approved, the debtor will begin paying creditors in accordance to this plan. A payment plan will typically last 5 years, and once complete, any remaining debt could be erased. While this may seem like a simple process to go through, the reality is that it can get rather complex. This is why our law firm is dedicated to helping our clients through every step and phase of the bankruptcy process.

To learn more, check out our law firm's Chapter 13 web page. Filing for bankruptcy can be a real solution; however, it should not be initiated without knowledge about the process and what to expect following the filing. Because there is much to consider, speaking with a legal professional could help you understand your rights and protect your interests in the matter.

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