Broward County
954-566-9000
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305-444-8660
Palm Beach County
561-487-0200
Indian River County
772-564-1321
Most people who make the difficult decision to file for bankruptcy protection do so for a variety of reasons. While making sound financial decisions certainly helps people avoid bankruptcy, there are instances in which people go bankrupt through no fault of their own....
A resident in Florida might improve their financial situation by negotiating with their lenders. This is because lenders are often willing to negotiate with customers in financial distress. Negotiating is possibly a win-win situation for everyone involved. The...
One issue plaguing many Florida residents is credit card debt. As credit card debt racks up, it can be hard to see a future in which you are debt free again. Many may believe their only path forward is to declare bankruptcy. However, before you make that serious...
Working with your lender to settle a debt may be an ideal alternative to bankruptcy. Most creditors would prefer to get at least a portion of the debt rather than risk getting nothing after you file for bankruptcy. Typically, you can obtain a settlement on your own,...
Florida residents with poor credit scores are rarely offered attractive interest rates when they obtain credit cards , and they may even find renting an apartment or purchasing auto insurance more difficult. If your credit score is low because you have not borrowed...
Florida residents dealing with sizable debt often don’t know where to turn. For some, there are practical solutions to alleviate the financial burden. However, others may not be so lucky and see no end in sight. In that case, bankruptcy might be the best option....
The moment you file a bankruptcy petition with a Florida court, you will be granted an automatic stay against most creditor collection activities. The stay generally remains in place for the duration of the proceeding unless there is a valid reason to remove it. How...
If you are having trouble keeping track of multiple debt payments, it may be time to consolidate existing balances. Consolidating existing debts into a single payment minimizes the risk that you miss a payment. Furthermore, it may reduce the interest that you pay to...
When debtors go through a Chapter 13 bankruptcy in Florida, creditors need to submit proof of claim to receive debt repayment. Creditors can print out form 410 from the US Courts Bankruptcy Forms page. Lien rights Secured creditors retain lien rights to keep the...
Not all of your debts can be eliminated by in bankruptcy. However, since the process is not a one-size-fits-all answer to debt issues, it's essential for Florida residents to understand the details so they can plan their finances accordingly. Filing for bankruptcy can...
