Discharge Your Credit Card Debt Through Filing Bankruptcy
Many Americans face financial challenges related to credit card debt. Whether you lost your job and are struggling to make ends meet, your cost of living is too high for your income, or unanticipated expenses added up, you are not alone. An experienced bankruptcy attorney can help you determine what your options are for regaining control of your financial situation.
The DiTocco Law Group, PLLC, handles bankruptcy matters for residents of Boca Raton and the surrounding areas. We will help you understand how discharging your credit card debt can help you get back on track.
Options For Your Credit Card Accounts
Though every situation is unique, there are various options to help you get out of debt — including what you owe on your credit card accounts. Our lawyers will help you work through different options for discharging your unsecured debts, such as:
- Chapter 7 bankruptcy: If you qualify to file Chapter 7, you will usually discharge all your credit card bills. In this case, you would not need to pay anything more toward those debts.
- Chapter 13 bankruptcy: If you fail to qualify for Chapter 7 relief, you may be required to repay a percentage of your credit card balances through a Chapter 13. The amount that is not repaid after a three- to five-year period is then automatically discharged.
- Debt settlement: If you decide not to file bankruptcy or if it is not feasible given your financial situation, we will explore the option of negotiating those debts for you. We can help you get a clean slate in a way that works for you.
We have helped countless Florida residents start over financially. A free initial consultation with our attorneys will provide answers to your questions so you can make an informed decision about your future.
Talk To An Attorney Today
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.