Failing to make mortgage payments on your Florida home could result at the very least in collection calls or letters. It could also result in late fees or other financial penalties that can make it even harder to stay current on your loan. Depending on the terms of...
Fort Lauderdale Bankruptcy Blog
What is a bankruptcy certificate?
Florida residents who file for bankruptcy to escape unmanageable financial situations are required to attend credit counseling sessions before they file their Chapter 7 or Chapter 13 petitions. They are also required to complete a debtor education course after their...
How do I know if I qualify for Chapter 7 bankruptcy?
Filing a Chapter 7 bankruptcy petition in Florida can help you manage overwhelming debt, but you must meet specific qualifications. The following points will help you understand who can qualify and a few issues that might disqualify you from a successful filing. The...
How to prepare your Chapter 13 payment plan
Chapter 13 bankruptcy isn't for everyone. If you've decided it's a good idea for your Florida financial situation, it's important to know what to expect. Chapter 13 bankruptcy proceeding steps There are a few steps you’ll need to follow to complete your Chapter 13...
Getting a debt consolidation loan in Florida
It's true that sometimes taking loans can be a lifesaver if you are in the pits, but it could also be a life-drainer if you can't unable to escape its clutches. Suppose you find yourself overwhelmed with multiple debts in Florida. Debt consolidation may be an option....
5 myths about bankruptcy
In Florida, individuals needing financial assistance to get out of their debt should not be afraid to file for bankruptcy. However, many people balk at the mention of bankruptcy because of the various myths surrounding financial assistance. Five myths about bankruptcy...
IRS tax debt settlement in Florida
Owing the IRS money is one of the most stressful experiences a person can have. They have powerful tools to collect unpaid taxes and won't hesitate to use them if you don't take action. In some cases, it may be possible for taxpayers in Florida to qualify for relief...
Chapter 7 income limits and other considerations
In Florida, individuals considering Chapter 7 bankruptcy may have several questions, including understanding income limits that may deem them ineligible for a Chapter 7 filing. Regardless of your income, you can file for bankruptcy. However, the court may not approve...
The limits of Chapter 7 bankruptcy
Thousands of Florida residents struggle with debt and financial issues, and sometimes there's simply no way out or the debt spiral. In those cases, bankruptcy may be the best option for resetting your personal finances. But if you're contemplating bankruptcy, it's...
Is debt settlement a viable option for financial challenges?
Florida consumers who are struggling with their financial obligations could feel caught in the middle. Fortunately, there are strategies that could be effective to address their situation. One that is frequently advertised is debt settlement. What are the positives...