Boca Raton Bankruptcy Law Office
Office Address:
Suite 324A
Boca Raton, FL, 33431
Business Hours:
Monday - Sunday 7:00 AM - 8:00 PM
Bankruptcy Services in Boca Raton
Bankruptcy isn’t one box with one answer. The two main options work differently, and a personal filing brings different questions than a business matter. That’s why the first question isn’t simply, “Bankruptcy or not?” It is: what, exactly, needs to be reviewed?
DiTocco Law Group handles:
- Chapter 7 Bankruptcy: Chapter 7 may eliminate eligible unsecured obligations through a discharge.
- Chapter 13 Bankruptcy:Chapter 13 uses a court-approved repayment plan and may be used to manage arrears or mortgage defaults.
- Personal BankruptcyIndividuals can discuss a bankruptcy filing, outstanding debts, and debt relief options.
- Business Bankruptcy:The firm handles debt-related issues involving closely held businesses.
- Individual and Business Debt Relief :Some questions start with a creditor or a stack of bills, not a chapter number. Those issues can be reviewed too.
- Creditor Harassment :The firm also handles matters involving creditor actions and collection-related concerns.
People comparing Boca Raton bankruptcy lawyers usually want the basics early: what does the firm handle, and who will work on the matter? The lawyer remains directly involved throughout the bankruptcy process.
Chapter 7 and Chapter 13 Bankruptcy Options
Chapter 7 or Chapter 13? The names are familiar. The difference matters.
Chapter 7 may provide a discharge of eligible unsecured debt. Chapter 13 takes another route, using a court-approved repayment plan. It may also be used to address arrears and mortgage defaults.
Which bankruptcy chapter may apply depends on the case. The review can include income, debts, assets, exemptions, including a homestead exemption, and foreclosure concerns. You don’t have to guess from a short description online. The relevant chapter depends on the financial information and circumstances reviewed in the case.
What to Expect When Filing for Bankruptcy
If you are preparing to file bankruptcy in Boca Raton, start with the paperwork and the numbers. Income. Outstanding debts. Major assets. Recent pay stubs. Tax returns from the last two years. A summary of debts. That information helps frame the financial review.
The bankruptcy process may include credit counseling, a means test, preparation of a petition, the bankruptcy filing itself, and a meeting of creditors, also called a 341 meeting. Firm materials state that the automatic stay begins when a case is filed and can stop creditor actions such as lawsuits, repossession efforts, and scheduled property sales.
A Boca Raton bankruptcy attorney can explain how those steps relate to a particular case.
Bankruptcy Help for Business Owners
Business debt can involve several pieces at once: financial records, obligations, creditors, and the business itself. The financial details matter here.
DiTocco Law Group handles business bankruptcy and business debt relief matters, including debt-related issues involving closely held businesses. A small business bankruptcy lawyer in Boca Raton can review business debts, financial information, and creditor issues. Tony DiTocco has legal and accounting education and personally reviews financial information while remaining involved in strategy, case review, and client communication.
Why Work With DiTocco Law Group
Comparing Boca Raton bankruptcy attorneys? Look at the specifics: bar membership, education, court admission, and direct involvement. Tony DiTocco is the Managing Member of DiTocco Law Group, PLLC and has been a member of The Florida Bar since 1989. He earned a Juris Doctor from the University of Florida College of Law in 1988, a Master’s Degree in Accounting from the University of Florida in 1988, and a Bachelor of Science in Accounting from the University of Florida in 1985.
He is also admitted to the U.S. District Court for the Southern District of Florida. The attorney works directly with clients throughout the process. Tony personally reviews financial information and remains involved in strategy, case review, and client communication.
Proven Results for Our Clients
Areas We Serve
- Boca West
- Boca Pointe
- Mission Bay
- Broken Sound
- Woodfield Country Club
- Boca Del Mar
- Loggers’ Run
Professional Profiles & Listings
FAQ
What is the difference between Chapter 7 and Chapter 13 bankruptcy?
The first may eliminate eligible unsecured obligations through a discharge. The second follows a court-approved plan. Which chapter may apply depends on the financial information and circumstances of the case.
What should I bring to a bankruptcy consultation?
Useful information can include income details, outstanding debts, major assets, recent pay stubs, tax returns from the last two years, and a summary of debts.
Can I start the bankruptcy process remotely?
Yes. An initial consultation may be conducted by phone or video. The firm also uses secure digital tools to receive documents and support electronic filing.
What does the automatic stay do?
Firm materials state that it begins when a bankruptcy case is filed and can stop certain creditor actions, including lawsuits, repossession efforts, and scheduled property sales.
Do you help business owners with bankruptcy and debt issues?
Yes. DiTocco Law Group handles business bankruptcy and debt-related issues involving closely held businesses.
Where is the office located?
It is at 2255 Glades Road, Suite 324A, Boca Raton, FL 33431. Call (561) 487-0200 to discuss a consultation.