Your debts have become overwhelming – but you’ve committed to a proactive approach to the problem. You’re filing for bankruptcy right after the start of the new year. What does that mean, then, for your Christmas holiday? You need to be very cautious about how you...
Tony Ditocco
How do I get my car back after filing for Chapter 13 bankruptcy?
Most people cannot afford to buy a vehicle outright when they need transportation. Financing new and used vehicle purchases is standard practice. Even people with questionable credit history can qualify for vehicle financing because the vehicle serves as collateral....
How is debt negotiation different from Chapter 13?
If you have a considerable amount of debt, you are familiar with that tight feeling in your chest and feeling like you can barely breathe. Every day, you're staring at your bills, trying to figure out how to pay your creditors and still put food on the table for your...
Should you keep bankruptcy a secret from your family?
You might feel embarrassed about having to file for bankruptcy. That could lead you to want to keep it a secret from everyone. Most people need never find out, but it is certainly worth telling some close family members. Here are a few reasons why: It may affect them...
What are the most common concerns that lead to bankruptcy?
Bankruptcy is a legal process that empowers individuals or enterprises overwhelmed by debt with a path to financial relief. Individuals and businesses considering bankruptcy can benefit from legal guidance to better understand how to cope with the emotional strain and...
Why might filing for bankruptcy sooner than later be a good idea?
Deciding to file for bankruptcy does not come easy. People delay for all sorts of reasons. For example, you might hope that you can somehow resolve the situation. Or you might delay it because you feel ashamed to file. Yet, in many cases, people look back and wish...
Does filing bankruptcy necessitate the shutdown of a small business?
People in a variety of situations can find themselves facing unsustainable levels of debt. In some cases, running a small business might lead to an entrepreneur overextending themselves. They may worry that they cannot meet all of the company's financial obligations...
Bankruptcy doesn’t mean you’re financially irresponsible
Most people don't like to discuss finances with their peers. They tend to view it as a private matter that's best left behind closed doors. But if we did, we might discover that everyone has money problems sometimes. We might also be able to remove the stigma...
Will I lose my furniture if I file for bankruptcy in Florida?
Filing for bankruptcy can help individuals who are struggling to manage overwhelming debt to secure a stronger, more stable financial future. Yet, many individuals who could benefit from bankruptcy protections hesitate to file. One common concern for those considering...
Ways debt collectors can find you
Dealing with financial problems is not an easy ride, and it only gets worse when debt collectors start repeatedly contacting you to recover debts. The incessant calls and letters can create significant stress and anxiety, often disrupting your daily life and privacy....

