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Financial challenges are an unfortunate reality for many. One such daunting situation is a debt cycle, an overwhelming loop that traps individuals in a relentless struggle to meet their financial obligations. The journey into a debt cycle often begins with a...

Individuals who are deep in debt might get tired of the constant collection attempts they face for past due bills. These creditors are sometimes so persistent that the methods they use border on harassment. When this happens, getting those efforts to stop might become...

For many years, bankruptcy was one of those subjects that most people simply did not want to think about, much less talk about openly. Fortunately, that is changing, and this change couldn't come a moment too soon. As public opinion about bankruptcy changes, more...

If you struggle with paying your monthly bills, you are not alone. Most Americans hold some sort of debt. And 78 percent of the American workforce reports living paycheck-to-paycheck. But how much debt does the average American have?The majority of consumer debts For...

If you're considering divorce, you need to think about what kind of divorce you want to go through. There are two primary forms of divorce that people tend to choose, either Chapter 7 bankruptcy or Chapter 13. Chapter 7 is also known as liquidation bankruptcy, while...

Like most Americans, you likely have substantial debt. Whether you financed your college education, underwent serious medical treatments or have a job that does not cover all your monthly living expenses, you might feel like you are in over your head financially.While...

To live in America without debt is fairly atypical. We finance our homes, vehicles, degrees and often, daily necessities. But what may seem like normal, financial gain can become overwhelming when you realize your paycheck no longer covers your minimum payments toward...