Month: November 2024

They don’t teach finance in most schools. So it is no surprise that so many Americans have problems with their finances in adult life.  While bankruptcy could happen to anyone, certain things could make it more likely to happen to you. Co-signing for things Co-signing...

You might feel embarrassed about having to file for bankruptcy. That could lead you to want to keep it a secret from everyone. Most people need never find out, but it is certainly worth telling some close family members. Here are a few reasons why: It may affect them...

Bankruptcy is a legal process that empowers individuals or enterprises overwhelmed by debt with a path to financial relief. Individuals and businesses considering bankruptcy can benefit from legal guidance to better understand how to cope with the emotional strain and...

If you are considering filing for bankruptcy, it’s important not to do anything that could harm your chances of acceptance. Here are two such things to avoid: 1. Making one last big purchase Bankruptcy courts typically allow you to keep a few essentials. Maybe that’s...

Deciding to file for bankruptcy does not come easy. People delay for all sorts of reasons. For example, you might hope that you can somehow resolve the situation. Or you might delay it because you feel ashamed to file. Yet, in many cases, people look back and wish...

If you are up to your eyeballs in debt, it will affect your health. Put simply, being in too much debt is bad for your mental health and poor mental health can in turn lead to poorer physical health. Here are some of the ways debt can affect health: You struggle to...