Some Florida consumers are struggling with overwhelming debt that is difficult to repay, especially in the months following the holiday season. According to the Federal Reserve, credit card debt rose by the largest sum in a single month in over 20 years in December...
A debtor’s rights under the FDCPA
Florida residents and others who owe money to creditors could be contacted by a debt collection agency. A debt collection agency must generally follow Fair Debt Collection Practices Act (FDCPA) guidelines when interacting with a debtor. Under FDCPA rules, a debtor...