Child support ensures that families in Florida can maintain a standard of living after a divorce. However, some continue to struggle with financial problems, which could mean filing for bankruptcy to receive a fresh financial start. Child support laws in Florida In...
Tony Ditocco
How does proof of claim work in a Chapter 13 bankruptcy?
When debtors go through a Chapter 13 bankruptcy in Florida, creditors need to submit proof of claim to receive debt repayment. Creditors can print out form 410 from the US Courts Bankruptcy Forms page. Lien rights Secured creditors retain lien rights to keep the...
What is a Chapter 7 discharge?
Many Florida residents file for Chapter 7 bankruptcy when their debt becomes unmanageable. Are you considering doing so? If so, you should understand what it means to get a Chapter 7 discharge. What is a Chapter 7 discharge? The discharge in Chapter 7 bankruptcy is a...
Is a wage earner’s plan an option for you in Florida?
The wage earner's plan, also known as a Chapter 13 bankruptcy, is a possibility in Florida. You would be able to restructure your debts and prevent creditors from bothering you for five years. Keep your home A Chapter 13 bankruptcy gives you the possibility of keeping...
Obtaining certificates to complete the bankruptcy process
Prior to filing for bankruptcy in a Florida court, you'll need proof that you've completed a credit counseling course, and prior to obtaining a discharge in your case, you'll need to show that you have completed a debtor education course. The court will need to see...
Get to know Florida bankruptcy exemptions
Florida is a state with its own unique set of bankruptcy exemptions. These are designed to let you create a workable payment plan. They can also help you keep as much of your property as possible. These are exemptions that you are expected to make use of if you file...
How to redeem your car during a Chapter 7 bankruptcy
Filing for Chapter 7 bankruptcy in Florida means meeting certain conditions. One of the things that many people are concerned about is the possibility of having to surrender their home or vehicle. They are worried that this may be deemed necessary in order to meet the...
The difference between secured and unsecured bankruptcy claims
When a consumer in Florida files a bankruptcy petition, they must list their debts. A creditor also can make a claim under two main types: secured and unsecured claims. How they get treated depends on the type of bankruptcy filed. Unsecured claims Unsecured debts in...
Can you lower or cancel your Chapter 13 payments in Florida?
If you have a Chapter 13 bankruptcy repayment plan and struggle to meet your obligations, you can ask the court to modify your agreement. Most Chapter 13 plans pay out in three to five years, so you might have room to stretch your payments. The bankruptcy court judge...
Can landlords evict tenants who file Chapter 7?
Bankruptcy is a legal way for consumers in Fort Lauderdale, Florida, to remove some unsecured debts. However, landlords may wonder if they can evict a tenant who files for bankruptcy. When Chapter 7 bankruptcy stops an eviction Before the new bankruptcy laws in 2005,...

