Student loan debt is a large burden for many South Florida residents. Even after earning a prestigious degree, some student loan borrowers struggle to keep up with their repayment obligations. Recently, a bill was introduced that may provide some relief for student...
Tony Ditocco
Life after bankruptcy: How to apply for a mortgage loan
Although bankruptcy in Florida can certainly help you ease up your financial obligations, the fact is that serious consequences also come with it. One of the most common issues people who file for bankruptcy will face is having a difficult time being approved for a...
What happens to a leased car after you file for bankruptcy?
If an individual is having trouble managing their debts, they can file for bankruptcy as a last resort. Filing for Chapter 13 bankruptcy in Florida gives an individual the chance to pay off their debts over a period of three or five years. If a leased vehicle is part...
What constitutes a legitimate bankruptcy
When an individual in Florida files for Chapter 7 bankruptcy, they'll need to be able to prove that their reasons for filing are legitimate. If not, they might be charged with bankruptcy fraud. A person might be charged with fraud if they file for bankruptcy despite...
Bankruptcy law involving married couples
Most people have a working knowledge of what bankruptcy is, but the intricacies of how it actually works are more confusing. While the majority of the population realizes that married couples can file for bankruptcy together and single individuals can file for...
Bankruptcy is an option with medical debts
Many Florida residents are struggling under the weight of medical debt. When one owes a lot of money because of a medical bill, bankruptcy could be an advantageous option. Medical debt is a large problem in the country as many receive surprise hospital bills after...
Understanding when it’s possible to file for another bankruptcy
Some Floridians who've sought debt forgiveness through bankruptcy might eventually run into financial trouble again. This is not uncommon. Many debtors wonder if it's possible to file another bankruptcy case and, if so, when this can be done. Understanding the process...
The consequences of ignoring an automatic stay
When Florida consumers file Chapter 7 or Chapter 13 bankruptcy petitions, what is known as an automatic stay is issued. This is a court order that requires creditors to put an immediate halt to all of their collection efforts. Automatic stays put an end to daily...
A debtor’s rights under the FDCPA
Florida residents and others who owe money to creditors could be contacted by a debt collection agency. A debt collection agency must generally follow Fair Debt Collection Practices Act (FDCPA) guidelines when interacting with a debtor. Under FDCPA rules, a debtor...
Should you file personal bankruptcy?
If you are a Florida professional or business owner who is experiencing cash flow problems, you could consider filing for bankruptcy, especially if you are having challenges making ends meet. You may worry about the possible stigma as well as your family’s future, but...

