Individuals who are deep in debt might get tired of the constant collection attempts they face for past due bills. These creditors are sometimes so persistent that the methods they use border on harassment. When this happens, getting those efforts to stop might become...
Bankruptcy
Medical debt is a common reason to consider bankruptcy
For many years, bankruptcy was one of those subjects that most people simply did not want to think about, much less talk about openly. Fortunately, that is changing, and this change couldn't come a moment too soon. As public opinion about bankruptcy changes, more...
Number of Florida bankruptcies is on the rise
Although unemployment remains low and wages continue to rise, the number of people in Florida who are filing for bankruptcy is on the uptick. According to numbers reported by a major Florida media outlet, bankruptcy filings have increased by 11 percent across the...
Chapter 7 and Chapter 13: differences between the two
South Florida residents would be aware that the two most common methods of filing for bankruptcy are under Chapter 7 and Chapter 13 of the United States Bankruptcy Code. While both of these methods are established debt relief methods, there are several differences...
How much debt do Americans have?
If you struggle with paying your monthly bills, you are not alone. Most Americans hold some sort of debt. And 78 percent of the American workforce reports living paycheck-to-paycheck. But how much debt does the average American have?The majority of consumer debts For...
You’re not broke, so why would you file bankruptcy?
Like most Americans, you likely have substantial debt. Whether you financed your college education, underwent serious medical treatments or have a job that does not cover all your monthly living expenses, you might feel like you are in over your head financially.While...
Provisions of the FDCPA can help stop creditor harassment
Many people in South Florida have either faced creditor harassment in the past or are facing it currently. In addition to the notices sent by creditors and collection agencies, those people have to deal with incessant telephone calls and messages, not just to...
Planning bankruptcy filing? Try other debt relief methods first
Financial challenges arising out of accumulated debt are sometimes so overwhelming that many people find it difficult to cope with the pressures and force themselves into filing for bankruptcy. Bankruptcy is definitely a foolproof way of eliminating debt but a person...
Is Bankruptcy an Option You Never Considered?
As a law firm focused on helping individuals understand their legal rights under Chapter 7 and Chapter 13 of the bankruptcy code, one of the recurring remarks we hear is that people never thought they would utilize this option. In fact, a recent article...
Do you need to file bankruptcy but are afraid you won’t recover?
To live in America without debt is fairly atypical. We finance our homes, vehicles, degrees and often, daily necessities. But what may seem like normal, financial gain can become overwhelming when you realize your paycheck no longer covers your minimum payments toward...

