If you have a Chapter 13 bankruptcy repayment plan and struggle to meet your obligations, you can ask the court to modify your agreement. Most Chapter 13 plans pay out in three to five years, so you might have room to stretch your payments. The bankruptcy court judge...
Bankruptcy
Can landlords evict tenants who file Chapter 7?
Bankruptcy is a legal way for consumers in Fort Lauderdale, Florida, to remove some unsecured debts. However, landlords may wonder if they can evict a tenant who files for bankruptcy. When Chapter 7 bankruptcy stops an eviction Before the new bankruptcy laws in 2005,...
Credit counseling to get a bankruptcy certificate
Bankruptcy is a legal means that helps consumers in Fort Lauderdale, Florida, get out of certain debts. Many people choose Chapter 7, a liquidation process, or Chapter 13, which is a repayment plan. Either way, consumers must file the initial paperwork to start the...
Can filing for bankruptcy impact your job or job search?
Many Florida residents might find that they have to file for bankruptcy to alleviate their debt. However, this often carries a stigma. You might wonder whether your current or future job might be affected as a result. What happens when you file for bankruptcy? When...
4 common reasons why a teacher may need to file bankruptcy
Unfortunately, many factors of your life as a teacher in Florida can come together simultaneously and make it challenging to cover all your payments. If you're in this position and have had financial pressures combating you, you may need to resort to filing...
How many people file for bankruptcy?
Anyone dealing with significant debt may wonder if others are in the same position. Florida residents file for bankruptcy for many different reasons, and Sunshine State debtors are not alone. The sheer volume of cases that enter federal bankruptcy court reveals...
Debts that won’t go away in bankruptcy
Filing for bankruptcy may make it possible to eliminate credit card, medical or other debt balances. In some cases, it may be possible to do so without losing assets such as your Florida home. However, there are some debts that you cannot eliminate regardless of...
Bankruptcy vs. debt settlement
Some Florida consumers who are overwhelmed with unmanageable debt hesitate to file for bankruptcy protection because of the stigma and a belief that debt settlement might be a better option. However, debt settlement has several drawbacks that you should understand...
What happens to charge-offs during bankruptcy?
If you're in the middle of financial woes and do not see a clear way out, you may be thinking about bankruptcy. One common element most people have in their bankruptcy cases are charged-off accounts. Understanding what happens with these charged-off accounts during...
Can non-profits file for bankruptcy?
Contrary to popular belief, filing for bankruptcy doesn’t mean that your company is automatically out of business. Rather, your business is fully capable of remaining in operation. This holds true even if it is a non-profit organization. What is Chapter 11 bankruptcy?...

