Your debts have become overwhelming – but you’ve committed to a proactive approach to the problem. You’re filing for bankruptcy right after the start of the new year. What does that mean, then, for your Christmas holiday? You need to be very cautious about how you...
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3 pre-bankruptcy blunders that can sabotage your fresh start
Are you mired in overwhelming debt? You are not alone. Florida saw nearly 25,000 bankruptcy filings in 2023. Exploring bankruptcy as an option is a big decision. Gathering general information about the process may be helpful, but avoiding common pitfalls before filing...
Should you consider negotiating a repayment plan?
Being in debt can feel overwhelming, and the way out is not always clear. If you’re unable to pay off your debts, what are your options? One option you may have is to arrange repayment plans with creditors. This means that rather than paying lump sums to settle the...
Demystifying consumer bankruptcy with 4 little-known facts
A Chapter 7 or Chapter 13 bankruptcy filing allows consumers to start fresh with a better understanding of financial matters. Unfortunately, bankruptcy carries an undeserved stigma that deters some from considering it an acceptable debt relief option. Try to look at...

