The decision to file for bankruptcy is one that usually comes after considerable thought. It may take a while to realize that no matter how you try to alter the budget, there’s just not enough money to pay all the bills. Some people who file for bankruptcy are...
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How is debt negotiation different from Chapter 13?
If you have a considerable amount of debt, you are familiar with that tight feeling in your chest and feeling like you can barely breathe. Every day, you're staring at your bills, trying to figure out how to pay your creditors and still put food on the table for your...
Bankruptcy doesn’t mean you’re financially irresponsible
Most people don't like to discuss finances with their peers. They tend to view it as a private matter that's best left behind closed doors. But if we did, we might discover that everyone has money problems sometimes. We might also be able to remove the stigma...
Is bankruptcy a good way to stop foreclosure?
You may have had someone tell you that you can stop foreclosure by declaring bankruptcy. If you get the notification from the lender that they’re going to foreclose on your home, all you have to do is file for Chapter 7 bankruptcy. You may have to liquidate some...
Common reasons why your bankruptcy petition may be denied
Bankruptcy can be a welcome relief when you are struggling with debt. When you are caught in a debt that cannot be forgiven or written off, then you may consider filing for personal bankruptcy. However, it is not uncommon for the court to deny a bankruptcy petition....

