Bankruptcy allows a consumer in Fort Lauderdale, Florida, to remove some unsecured debts legally. The most common bankruptcy types are liquidation under Chapter 7 and repayment under Chapter 13. While they differ, all bankruptcy types have the automatics stay in...
Fort Lauderdale Bankruptcy Blog
What to know about credit card debt
If you are unable to pay your credit card debt, it may be in your best interest to consider filing for Chapter 7 bankruptcy. Submitting a bankruptcy petition to a Florida judge may entitle you to an automatic stay. Let's take a look at the other potential benefits of...
Tips for dealing with credit card debt
If you are struggling to stay current on your credit card accounts, it may be a good idea to consider filing for bankruptcy. However, there may be other methods of paying down your outstanding balances without having to appear before a Florida judge. Let's take a look...
What is an automatic stay and how does it work?
The idea of filing for bankruptcy can be scary for some Florida residents, but it might be necessary. The debtor might feel some relief once the automatic stay goes in place. You should know what this means. What is an automatic stay? After a person files for...
Should you file for Chapter 7 or Chapter 13 bankruptcy?
Florida residents dealing with overwhelming debt might want to consider bankruptcy. If you're looking at your options, you should know whether it's better to file Chapter 7 or Chapter 13. What is Chapter 7 bankruptcy? Chapter 7 bankruptcy allows you to discharge your...
Choosing between debt settlement and bankruptcy
There are many people in Florida who have overwhelming debt. When debt problems get really bad, a lot of people are faced with the decision to file for bankruptcy or work out a debt settlement solution. There are positives and negatives to both of these choices. What...
Credit counseling to get a bankruptcy certificate
Bankruptcy is a legal means that helps consumers in Fort Lauderdale, Florida, get out of certain debts. Many people choose Chapter 7, a liquidation process, or Chapter 13, which is a repayment plan. Either way, consumers must file the initial paperwork to start the...
Don’t trust that friend request: Debt collectors and social media
Whether it is through anecdotal tales or their portrayal in entertainment media, people often build an impression of debt collection agencies that aren’t far from the truth. While there are numerous protections in place to guard consumers from threatening messages,...
Can filing for bankruptcy impact your job or job search?
Many Florida residents might find that they have to file for bankruptcy to alleviate their debt. However, this often carries a stigma. You might wonder whether your current or future job might be affected as a result. What happens when you file for bankruptcy? When...
The Chapter 13 repayment plan
Chapter 13 bankruptcy can be a great solution for people in Florida who have overwhelming debt and a lot of assets they want to keep. Rather than facing a liquidation like in Chapter 7, people that file Chapter 13 hold onto their assets and work out a manageable debt...

