There is little question that a Florida bankruptcy will have an impact on one's credit history and score. However, the good news is that bankruptcy is not the end of the line for credit. It can be rebuilt after bankruptcy when one has a conscious strategy to do so....
Fort Lauderdale Bankruptcy Blog
Medical debt is a major cause of bankruptcy filings
While living with some form of debt is normal in today's society, life can get difficult when one's debt grows and consumes most or all available funds. Consumer debt is a major issue. However, it is not the only major source of debt plaguing individuals and families...
Can bankruptcy eliminate student debt?
With holiday shopping in full swing, many are more self-aware of their spending and current debts. Credit card debt can create many burdens, but this is not the only type of debt that can weigh a person down for a long duration. More significant debt, such as a...
Helping you successfully file for a Chapter 13 bankruptcy
Families in Florida and elsewhere work hard to provide for their family. And when financial problems arise, this does not cause them to stop. Whether it is growing medical debt, unemployment or an accident, financial hardships can hit a family hard, sometimes causing...
Seven key reasons to file for bankruptcy
While California tops the list for the highest number of bankruptcies in a state, the state of Florida comes in second. On average, around 94,000 individuals in Florida file for bankruptcy each year. This is a large number of people dealing with financial troubles....
What is an automatic stay in bankruptcy and how does it help?
Individuals who are deep in debt might get tired of the constant collection attempts they face for past due bills. These creditors are sometimes so persistent that the methods they use border on harassment. When this happens, getting those efforts to stop might become...
Guiding you through a Chapter 7 bankruptcy
Dealing with financial issues is anything but desirable. However, it is a life event often experienced by individuals in Florida and elsewhere. While it is possible to overcome these debt problems on your own, the reality is that when credit card bills, medical debt,...
How Chapter 13 can assist businessowners
A previous post on this blog talked about how bankruptcy may be an important and even necessary step for Florida businessowners to take should they run into financial hardships. This post specifically talked about how Chapter 7 bankruptcy, in which a businessowner...
Options for business owners in financial distress
As this blog has discussed, families and individuals in Florida may suddenly find themselves overwhelmed by debt for a number of different reasons. For instance, a job loss or a medical emergency can mean that a family who was staying afloat suddenly needs financial...
Medical debt is a common reason to consider bankruptcy
For many years, bankruptcy was one of those subjects that most people simply did not want to think about, much less talk about openly. Fortunately, that is changing, and this change couldn't come a moment too soon. As public opinion about bankruptcy changes, more...

